Summary of Requirements for Using Apple Pay {#applepay-intro-requirments}
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This topic lists the key requirements for using Apple Pay.

A `Bank of America` merchant account.
:
If you do not have a merchant account, contact your `Bank of America` sales representative.

Apple Pay enabled for your `Bank of America` account.
:
If Apple Pay is not enabled, contact your `Bank of America` representative.

A `Bank of America` `BA360` sandbox account.
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To create a test account, visit the [`BA360` Sandbox Account Sign-Up](https://developer.merchant.services.bankofamerica.com/hello-world/sandbox.md "") page.
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Test account login pages:

    * [`https://sandbox.sbob.merchant-services.bankofamerica.com`](https://sandbox.sbob.merchant-services.bankofamerica.com "")
    * [`https://sandbox.cashpro.merchant-services.bankofamerica.com`](https://sandbox.cashpro.merchant-services.bankofamerica.com "")
    * [`https://sandbox.associate.merchant-services.bankofamerica.com`](https://sandbox.associate.merchant-services.bankofamerica.com "")

A `Bank of America` `BA360` production account with a supported processor.
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If you do not have a production account, contact your `Bank of America` sales representative.
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Production account login pages:

    * [`https://sbob.merchant-services.bankofamerica.com`](https://sbob.merchant-services.bankofamerica.com "")
    * [`https://cashpro.merchant-services.bankofamerica.com`](https://https://cashpro.merchant-services.bankofamerica.com "")
    * [`https://associate.merchant-services.bankofamerica.com`](https://associate.merchant-services.bankofamerica.com "")

> IMPORTANT
> Apple Pay relies on authorizations with payment network tokens. Your environment must meet these requirements in order to support payment network tokenization:
>
> * Your processor supports payment network tokens.
> * ` Bank of America ` supports payment network tokens with your processor.
>
> If your environment does not meet both requirements, you have these options:
>
> <!-- -->
> * Obtain a new merchant account with a processor that supports payment network tokens.

* Wait until your processor supports payment network tokens.