Process an Apple Pay Sale with `Bank of America` Decryption {#applepay-txn-sale-cybs-ex}
========================================================================================

A sale bundles an authorization and capture in a single transaction. Request the authorization and capture at the same time. The authorization and capture amounts must be the same. The `REST` API message for a sale request is the same as the message for an authorization request, except that the sale request message must set the processingInformation.capture field to `true`.  
The topics in this section show to how to process an Apple Pay sale with the *`Bank of America` decryption* implementation of Apple Pay:

* Basic Steps: Processing a Sale with `Bank of America` Decryption
* Fields Required to Process a Sale with `Bank of America` Decryption
* REST Example: Process a Sale with `Bank of America` Decryption

Basic Steps: Processing a Sale with `Bank of America` Decryption {#applepay-txn-sale-cybs-ex-rest-steps}
========================================================================================================

1. Follow these steps to process an Apple Pay sale transaction with `Bank of America` decryption:

2. Create the request message with the required `REST` API fields.

   * Use the API fields listed in [Fields Required to Process a Sale with Bank of America Decryption](/docs/bofa/en-us/apple-pay/developer/gpx/rest/applepay/applepay-txns-intro/applepay-txn-sale-cybs-ex/applepay-txn-sale-cybs-ex-rest-fields.md "").
   * Refer to the example in [REST Example: Process a Sale with Bank of America Decryption](/docs/bofa/en-us/apple-pay/developer/gpx/rest/applepay/applepay-txns-intro/applepay-txn-sale-cybs-ex/applepay-txn-sale-cybs-ex-rest-code.md "").
3. Send the message to one of these endpoints:

   * Production: `POST ``https://api.merchant-services.bankofamerica.com``/pts/v2/payments`
   * Test: `POST ``https://apitest.merchant-services.bankofamerica.com``/pts/v2/payments`
4. Verify the response messages to make sure that the request was successful.

   #### ADDITIONAL INFORMATION

A 200-level HTTP response code indicates success. See the [Transaction Response Codes](https://developer.merchant.services.bankofamerica.com/api/reference/response-codes.md "").

Fields Required to Process a Sale with `Bank of America` Decryption {#applepay-txn-sale-cybs-ex-rest-fields}
============================================================================================================

As a best practice, include these REST API fields in your request for a combined authorization and capture (sale) transaction with the `Bank of America` decryption implementation of Apple Pay.  
Depending on your processor, your geographic location, and whether the relaxed address verification system (RAVS) is enabled for your account, some of these fields might not be required. It is your responsibility to determine whether an API field can be omitted from the transaction you are requesting. For information about the relaxed requirements for address data and expiration dates in payment transactions, see the [Payments Developer Guide](https://developer.merchant.services.bankofamerica.com/docs/bofa/en-us/payments/developer/ctv/rest/payments/payments-intro.md "").

clientReferenceInformation.code
:

orderInformation.amountDetails.currency
:

orderInformation.amountDetails.totalAmount
:

orderInformation.billTo.address1
:

orderInformation.billTo.administrativeArea
:

orderInformation.billTo.country
:

orderInformation.billTo.email
:

orderInformation.billTo.firstName
:

orderInformation.billTo.lastName
:

orderInformation.billTo.locality
:

orderInformation.billTo.postalCode
:

paymentInformation.fluidData.descriptor
:
Format of the encrypted payment data.
:
Set the value to `RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U` for Apple Pay.

paymentInformation.fluidData.encoding
:
Encoding method used to encrypt the payment data.
:
Set the value to `Base64` for Apple Pay.

paymentInformation.fluidData.value
:
Set the value to the encrypted payment data value returned by the Full Wallet request.

processingInformation.capture
:
Set the value to `true` for a sale transaction (to include a capture with the authorization).

processingInformation.paymentSolution
:
Set the value to `001` to identify Apple Pay as the digital payment solution.

REST Example: Process a Sale with `Bank of America` Decryption {#applepay-txn-sale-cybs-ex-rest-code}
=====================================================================================================

Request

```
{ 
  "clientReferenceInformation": {
    "code": "TC_1231223"
  },
  "processingInformation": {
    "paymentSolution": "001",
    "capture": true
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "10",
      "currency": "USD"
    },
    "billTo": {
      "firstName": "John",
      "lastName": "Doe",
      "address1": "901 Metro Center Blvd",
      "locality": "Foster City",
      "administrativeArea": "CA",
      "postalCode": "94404",
      "country": "US",
      "email": "test@bankofamerica.com"
    }
  },
  "paymentInformation": {
    "fluidData": {
      "value": "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",
      "descriptor": "RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U",
      "encoding": "Base64"
    }
  }
}
```

Response to a Successful Request

```
{
  "_links": {
    "void": {
      "method": "POST",
      "href": "/pts/v2/payments/7359641336126184303955/voids"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/7359641336126184303955"
    }
  },
  "clientReferenceInformation": {
    "code": "TC_1231223"
  },
  "consumerAuthenticationInformation": {
    "token": "Axj//wSTjveKcificy1TABsQ3ZtGThq1Zp78eHSPSAp78eHSPTpAr6E4uGTSTL0YriJFQwJycd7xTkT8TmWqYAAAtQlD"
  },
  "id": "7359641336126184303955",
  "issuerInformation": {
    "responseRaw": "0110322000000E1000020000000000000010000104041534840127353442435634463759474B373833313030303030000159008000223134573031363135303730333830323039344730363400103232415050524F56414C00065649435243200034544B54523031313132313231323132313231544C3030323636504E30303431313131"
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "10.00",
      "authorizedAmount": "10.00",
      "currency": "USD"
    }
  },
  "paymentAccountInformation": {
    "card": {
      "type": "001"
    }
  },
  "paymentInformation": {
    "tokenizedCard": {
      "expirationYear": "2025",
      "requestorId": "12121212121",
      "prefix": "411111",
      "assuranceLevel": "66",
      "expirationMonth": "07",
      "suffix": "1111",
      "type": "001"
    },
    "card": {
      "suffix": "1111",
      "type": "001"
    }
  },
  "pointOfSaleInformation": {
    "terminalId": "02495701"
  },
  "processingInformation": {
    "paymentSolution": "001"
  },
  "processorInformation": {
    "merchantNumber": "000372839590885",
    "approvalCode": "831000",
    "networkTransactionId": "016150703802094",
    "transactionId": "016150703802094",
    "responseCode": "00",
    "avs": {
      "code": "Y",
      "codeRaw": "Y"
    }
  },
  "reconciliationId": "73428553",
  "riskInformation": {
    "earlyVelocity": {
      "counts": [
        {
          "count": "1",
          "informationCode": "MVEL-R1"
        }
      ]
    }
  },
  "status": "AUTHORIZED",
  "submitTimeUtc": "2025-01-04T04:15:34Z"
}
```