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Introduction to Invoicing

The Invoicing API enables you to create and send invoices as well as track outstanding invoices. Your customers can pay using their preferred payment method from any device on a secure
Bank of America
 hosted website. Automated reminders are available to help you remind customers of upcoming due dates or overdue invoices. For more information, see Invoicing API Requests.
You can also customize your invoice payment page to display your brand logo and color, as well as add custom messages to your invoice emails. Shipping information and phone numbers can also be collected at the time of payment. For more information, see Invoice Settings API Requests.
The Invoicing API uses
Bank of America
's
Unified Checkout
 to securely process payments so that you do not have to handle confidential payment data. Fraud and risk management tools are incorporated into
Unified Checkout
 to prevent fraud and reduce chargebacks. For additional security, you can add payer authentication to your invoice payment processing. For more information, see Add Payer Authentication to Invoicing.
IMPORTANT
The merchant is responsible for complying with any legal and tax requirements when issuing invoices to clients.
Bank of America
 does not certify that the invoicing tool meets any such client requirements.
IMPORTANT
Custom lists, rules, and fields are not intended to and must not be used to capture personally identifying information. Accordingly, merchants are prohibited from capturing, obtaining, and/or transmitting any personally identifying information in or via custom lists, rules, or fields. Personally identifying information includes, but is not limited to, address, credit card number, social security number, driver's license number, state-issued identification number, passport number, and card verification numbers (CVV, CVC2, CVV2, CID, CVN). In the event it is discovered that a merchant is capturing and/or transmitting personally identifying information via custom lists, rules, or fields, whether or not intentionally, the merchant's account is immediately suspended, which results in a rejection of any and all transaction requests submitted by the merchant after the point of suspension.

Requirements

The Invoicing API requires a transaction MID account and API authentication before you can begin sending API messages to
Bank of America
. For more information, see the
REST Getting Started User Guide
 .

Use the
BA360

You can also create, process, and manage invoices using the
BA360
. For information about how to access and use invoicing in the
BA360
, see Manage Invoices Using the BA360.

Configure
Unified Checkout

Invoicing supports
Unified Checkout
, which enables you to accept numerous types of digital payments, such as Apple Pay,
Click to Pay
, and Google Pay.
For more information about enabling these digital payments using
Unified Checkout
, see the Enable Digital Payments section in the
Digital Accept Secure Integration Developer Guide
.

Tokenization for Merchant-Initiated Transactions

You can create
Token Management Service
 (
Token Management
) tokens from invoice transactions using Transaction Management in the
BA360
.
IMPORTANT
If you create and use
Token Management
 tokens for merchant-initiated transactions (MITs), you must comply with the
Consent Agreement Provisions
 as stated in the
Improving Authorization Management for Transactions with Stored Credentials
 guide.