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Authorizing a Payment with JCB Using `Bank of America` Decryption Method

This section provides the following information:

Required Fields for Authorizing a Payment Using JCB and the Bank of America Decryption Method

Example: Bank of America Decryption with JCB Using the REST API

Required Fields for Authorizing a Payment Using JCB and the `Bank of America` Decryption Method

The following fields are required when submitting an authorization request using the Bank of America decryption method:

descriptor

-set this field under the

fluidData

object to

RklEPUNPTU1PTi5TQU1TVU5HLklOQVBQLlBBWU1FTlQ=

paymentInformation.fluidData.value

-set this field to the Base64-encoded value obtained from the

paymentData

property of the

PKPaymentToken

object.

processingInformation.paymentSolution

-set this field to

008

Authorizing a Payment

Send the service request to

https://api.merchant-services.bankofamerica.com/pts/v2/payments

Include the required fields in the request.

Include optional fields in the request as needed.

Check the response message to make sure that the request was successful. A 200-level HTTP response code indicates success. For information about response codes, see Transaction Response Codes.

Example: `Bank of America` Decryption with JCB Using the REST API

Authorization Request

{
    "processingInformation": {
        "paymentSolution": "008"
    },
    "consumerAuthenticationInformation": {
        "cavv": "EHuWW9PiBkWvqE5juRwDzAUFBAk=",
        "eciRaw": "05"
    },
    "paymentInformation": {
        "tokenizedCard": {
            "number": "xxxx55555555xxxx",
            "expirationMonth": "12",
            "expirationYear": "2031",
            "transactionType": "1",
            "type": "007"
        }
    },
    "billTo": {
        "firstName": "Jane",
        "lastName": "Smith",
         "address1": "123 Main Street",
         "address2": "Suite 12345",
         "locality": "Small Town",
         "administrativeArea": "CA",
         "postalCode": "98765",
         "country": "US",
         "email": "js@example.com",
         "phoneNumber": "9999999999"
      },
      "orderInformation": {
         "amountDetails": {
             "currency": "USD",
             "totalAmount": "100.00"
         }
      }
}

Authorization Response

{
    "clientReferenceInformation": {
        "code": "ref123"
    },
    "orderInformation": {
        "amountDetails": {
            "currency": "USD",
            "authorizedAmount": "100.00"
        }
    },
    "processingInformation": {
        "reconciliationID": "15356268CR2XF23X"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "responseCode": "100",
        "paymentSolution": "008",
        "avs": {
            "codeRaw": "I1"
        }
    }  
}