Optional Features Supported with Apple Pay

Merchants can initiate a payment on the behalf of a customer. This type of transaction is called a merchant-initiated transaction (MIT). When initiating a MIT, the customer is not present. Customers must authorize the storage of their credentials and the use of these credentials for future payments.

This feature enables you to request multiple partial captures for one authorization. A multiple partial capture allows you to incrementally settle authorizations over time. The total amount of all the captures must not exceed the authorized amount.

A recurring payment is a credentials-on-file (COF) transaction in a series of payments that you bill to a customer for a fixed amount at regular intervals that do not exceed one year between transactions. The series of recurring payments is the result of an agreement between you and the customer for the purchase of goods or services that are provided at regular intervals. Recurring payments are also known as subscriptions.

This feature enables you to manage recurring transactions. After a successful initial authorization, you can request subsequent authorizations and request one capture for both authorizations.