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REST Example: Authorize a mada Payment with Merchant Decryption

Apple Pay supports mada Pay mobile app transactions with Bank of America Gateway only and only for these payment cards issued in the Kingdom of Saudi Arabia:

mada

Mastercard co-badged with mada

Visa co-badged with mada

To authorize an Apple Pay payment with the mada Pay mobile app—whether for a mada card or for a mada co-badged Mastercard or Visa card—specify the mada card type (value

060

) in the

paymentInformation.tokenizedCard.type

REST API field.

For more information, see Co-Badged Cards in the

Payments Developer Guide

for Bank of America Gateway.

mada Auth Request

{ 
  "clientReferenceInformation": {
    "code": "TC_1231223"
  },
  "processingInformation": {
    "commerceIndicator": "internet",
    "paymentSolution": "001"
  },
  "paymentInformation": {
    "tokenizedCard": {
      "number": "4111111111111111",
      "expirationMonth": "12",
      "expirationYear": "2031",
      "cryptogram": "AceY+igABPs3jdwNaDg3MAACAAA=",
      "transactionType": "1",
      "type": "060"
    }
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "10",
      "currency": "USD"
    },
    "billTo": {
      "firstName": "John",
      "lastName": "Doe",
      "address1": "901 Metro Center Blvd",
      "locality": "Foster City",
      "administrativeArea": "CA",
      "postalCode": "94404",
      "country": "US",
      "email": "test@bankofamerica.com"
    }
  }
}

Response to a Successful Request

{
  "_links": {
    "authReversal": {
      "method": "POST",
      "href": "/pts/v2/payments/7359621903916966603954/reversals"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/7359621903916966603954"
    },
    "capture": {
      "method": "POST",
      "href": "/pts/v2/payments/7359621903916966603954/captures"
    }
  },
  "clientReferenceInformation": {
    "code": "TC_1231223"
  },
  "id": "7359621903916966603954",
  "orderInformation": {
    "amountDetails": {
      "authorizedAmount": "10.00",
      "currency": "USD"
    }
  },
  "paymentAccountInformation": {
    "card": {
      "type": "060"
    }
  },
  "paymentInformation": {
    "tokenizedCard": {
      "expirationYear": "2031",
      "prefix": "411111",
      "expirationMonth": "12",
      "suffix": "1111",
      "type": "060"
    },
    "card": {
      "type": "060"
    }
  },
  "processingInformation": {
    "paymentSolution": "001"
  },
  "processorInformation": {
    "systemTraceAuditNumber": "918032",
    "approvalCode": "831000",
    "merchantAdvice": {
      "code": "01",
      "codeRaw": "M001"
    },
    "responseDetails": "ABC",
    "networkTransactionId": "016153570198200",
    "retrievalReferenceNumber": "500303918032",
    "consumerAuthenticationResponse": {
      "code": "2",
      "codeRaw": "2"
    },
    "transactionId": "016153570198200",
    "responseCode": "00",
    "avs": {
      "code": "Y",
      "codeRaw": "Y"
    }
  },
  "reconciliationId": "7359621903916966603954",
  "status": "AUTHORIZED",
  "submitTimeUtc": "2025-01-04T03:43:10Z"
}