Account Validation (Pre-Authorization)

When you capture payment card data for future use,

Bank of America

recommends that you ensure that the account number entered is an active, valid account. You can also use the Address Verification Service (AVS), the Card Verification Number (CVN), and expiration date validation. To validate the account, initiate a zero-amount authorization transaction.

If your processor does not support account validation, you can use the minimal supported amount and do a reversal later. You can also enable the

Data Enrichment for Card Verification

feature, which automatically chooses the minimal authorization amount. Contact customer support for more details.

For more information about how to perform a pre-authorization, see the

Token Management Service Developer Guide

.